Get the best offers on personal loans to stay unworried
Personal loans let you pay attention to those individual needs you might ignore despite being so concerned. The accessibility of these loans indicates you need not have to search for any other financing option. It can help you shake off any financial difficulty.
LondonLoansBank has created this unique setup where you can search and compare the best offer. You can even approach us as direct lenders for bad credit personal loans. With these loans, your limitations will no more pose any problem.
Get ready to experience more such surprises like:
- Advanced lending facilities
- Personalised offers
- Approval in a flash
- A fair and reliable approach
- Exposure to higher acceptance
- Provision for a superior alternative
We know we must give you a couple of reasons to feel convinced with our services. Our sole intention is to let you sail smoothly with your finances. For this reason, we have come up with an alternative, like unsecured personal loans in the UK, to lighten the load from your shoulders.
What exactly are personal loans?
These loans can provide you with the required financial boost during trying times. In short, you can have varying needs, but personal unsecured loans for bad credit are a definitive solution for you. As a borrower, you havethis opportunity to fetch loans for any requirement.
It is evident from the range that we have offered for borrowing. To match it up, we have provided repayment tenure that can be stretched accordingly.
| Specifications | Limit |
|---|---|
| Loan amount | £1000 to £25000 |
| Repayment term | 12 to 84 months |
Getting the right amount and repaying on time are vital responsibilities of the borrower. You must stick to it also. It will work only in your favour and enhance your financial stability.
Maybe, direct lenders are a new concept for you. We will help you differentiate our services from what traditional lenders might offer you.
| LondonLoansBank | Mainstream Lenders | |
|---|---|---|
| Active hours of operation | We operate round the clock | They operate within fixed hours |
| Interface of communication | We interact online | They interact in person |
| Disbursal time | We approve your request in no time | They work according toworking days |
This illustration highlights the points that separate us from the traditional lending process. We believe our loan options can reduce the financial stress in your life, provided that you pick the right amount, as it will influence the repayment term also.
Don’t feel helpless! With us, you need not have unnecessarily hesitated even with the biggest restraint like bad credit tags.
What features does a direct lender provide for personal loans?
We look forward to addressing the pain points of our borrowers by offering personal loans. In this endeavour, we have realised that our services should be backed by features that can solve multiple types of problems. It is because we don’t want to disappoint any of our borrowers.
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Well-defined fee structure
It explains how interest and APR are charged while you borrow loans from us. It informs about the non-involvement of the mediator in this whole process. Above all, we will never impose surprise fees on our borrowers. It is against our lending ethics.
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Unsecured property
With us, you can get financial assistance in the form of unsecured loans in the UK. Naturally, no asset needs to be pledged as security. It also signifies that you are free from the compulsion to produce your possession as collateral.
You can get personal unsecured loans for poor credit. As we have told you, we are here to share your financial burden.
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Online application
The traditional process starts with your visit to the bank branch. But here with personal loans, you can apply online. With us, you can switch from offline to online hassle-free.
To get started with us, just drop a single-page online form. Make sure to provide relevant details. Then, we can process your application in no time.
We will notify you once the loan is ready to get dispatched to your checking account.
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No guarantor necessity
Unsecured personal loans available for bad credit people need no guarantor also. Grab this opportunity by considering our loan services. It is a steal deal kind of opportunity.
We know people can't think about getting personal loans for bad credit with no guarantor. We are here to provide you with the same facility.
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Convenient repayment plan
When you apply with us, you can make the most out of easy repayment conditions. Repay in the form of instalments for personal loans. You can adjust the repayment setup as per convenience.
In case of delayed repayment, you can get a grace period of 15 to 20 days, within which you must pay back loans without fail.
What varieties of personal loans are available here?
Getting personal loans will allow you to solve many financial issues in one go. Still, if you want to have more specialised loan products, we are ready to provide you with them as the types of personal loans here. These include:
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Everyday loans
Solve your urgent financial issues with no hassles at all with these same day loans. These loans are available within a few minutes and you can repay them by weekly or monthly without putting burden to your monthly income.
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Loans at home
These are like doorstep loans where the process is done at your home by our representative and the same professional come to your doorstep to collect the repayments too. These loans at home are beneficial for those who cannot visit outside to avail of a loan.
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Loans on benefits
We have specialised deals on loans on benefits, especially for those who are unemployed or disabled. We are ready to accept their benefits as the source of making repayments on time.
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Long-term personal loans
We have dedicated to short-term loans but we are equally focused on long-term loans too. You can get large funding according to your affordability and backup of either collateral or guarantor.
Purposes served by personal loans for bad credit will amaze you!
The liberty facilitated for loan utilization is one of the prominent reasons why these loans have so much demand. You can fulfil a short-term purpose with personal loans. On the other hand, you can think of filling the funding gap in your business with these loans.
It is a good idea to arrange the deposit amount for car booking with these loans. The huge amount required for mortgage deposits would vary from 10 to 20% and can be managed with the help of personal loans.
We want to discuss how you can use our loans for different purposes:
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Managing payment of debts
Ideally, you should not create circumstances where debts might rack up. However, if such things happen, you can count upon debt consolidation personal loans to minimize the debt trouble.
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Renovating home
Don't ignore the urgent repair works on your home! It can do permanent damage. You can utilize personal loans for home improvement purposes. Complete the repair work at the time.
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Finishing your treatment
With these loans, you can keep up with the expenses of your ongoing treatment. You should ask for an amount that is suit your necessity. At the same time, it should be easily repayable for you.
How much amount can you borrow on bad credit personal loans?
If you want to get money now to calm down your financial emergency, we can assist you by offering an amount as per your affordability and financial needs. The borrowing amount starts from £1000 and the maximum limit can extend up to £20000 despite your poor credit scores.
| Up to £5000 loan | Up to £10000 loan | Up to £20000 loan |
|---|---|---|
| Ideal for financial urgencies | Apply for both planned and unplanned | Perfect for large purchases or financial plans |
| No credit check | No/soft credit check | Soft credit check (no impact on your |
| Approval on your income capacity | Up to 60 months duration | Lower interest rates |
Get personal loans with no credit check and unlock their benefits!
We highly recommend that a borrower understand the benefits of getting a loan before finally taking the plunge. We don't want to exploit our borrowers like you by not disclosing the reasons that should motivate you to get personal loans.
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Acceptance with guarantor
Some borrowers might require a bigger amount, like £50000. You cannot get loans in the given setup. While with us, you can get personal loans with a guarantor up to that limit but your guarantor should have a good credit score.
It is the beauty of our lending process where we try to accommodate the requirements of every borrower.
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No credit check hassle
Our lending method does not include a hard assessment of credit profile. We know how harmful it could be for you. Thus, we have made available no credit check personal loans.
Please note that we don't make any decisions blindly. We prefer having a soft assessment of your credit profile. Rest assured, face no impact on your credit scores.
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On the spot price comparison
You can shop around for pocket-friendly rates simply by switching between different amounts. It is as easy as it sounds. An online tool has been provided to help you shortlist the best-fitted loan offer. The evaluation can be done free of cost.
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Early payment provision
Pre-paying loans is a popular practice. However, before you consider paying loans early, make sure you are punctual in making the previous disbursements. Also, avoid doing this in the initial part of the term.
It will be smooth if you are in the last leg of the repayment term. No surplus fees will be charged for pre-payment.
Make sure to get a low-interest rate for personal loans!
Every borrower dreams of getting an offer that has the lowest price as it will be easy to afford. With us, you can make confirmation about this possibility. Some factors can make it possible for you to get small loans at feasible rates. These are:
- Guarantor
- Full-time income
- Collateral (in case no guarantor is available)
Everyone can apply for a personal loan- true or false?
The versatility factor of these loans is meant to cover the necessities of diverse types of borrowers like:
Business aspirants: If you are interested in having your start-up but lack finances, you can apply for personal loans for your business without any doubt.
Student: For financial support, while studying, you can opt for student personal loans.
Unemployed: It does not matter if you have no job or you are a retired person. Personal loans for the unemployed are available to help borrowers like you get funding during a crisis.
Want personal loans for bad credit on guaranteed approval?
Approval is guaranteed for personal loans provided that you satisfy the given conditions:
- Guarantor: Your chances of getting accepted for these loans will increase if you have a guarantor to help you repay.
- Affordability: Assessment of your affordability is crucial for us. We will evaluate your ongoing financial transactions to understand if you can take this responsibility for loans.
- Eligibility criteria: The core criteria set by the lender should be fulfilled. It will improve the odds of getting approval.
Why should I trust londonloansbank for personal loans?
The best thing about getting personal loans from direct lenders like us is that you can take pleasure in facilities like:
- 24X7 support from our end
- Transparent communication
- Less complicated process
- Loans suitable for everyone
Faq
Once I am approved, how quickly will I get personal loans?
On approval, we will not wait to collect documents from your end as we don’t need them. Thus, money should reach your bank account within a few minutes after you receive confirmation from us.
Will my details be safe with you?
Of course, we have provided a safe and secure interface to your borrowers. We maintain the highest level of safety practices to ensure none can steal your confidential information.
Will receiving a quote affect my credit scores?
No, you will receive a quote based on a request raised by you. It will enquire about information related to your loan necessities. It will leave no imprint on your credit scores.
If I have queries, when I can contact you?
You can contact us at any time. We have appointed representatives who will answer your queries. There is no need for you to stick to fixed hours.
Are personal loans a great option to lower credit card debt?
You can utilize these loans to pay off credit card debts. These cards carry high interest than these loans. Prevent interest rates from increasing further.